FTay Consulting Sdn. Bhd. (“we,” “us,” or “our”) offers coaching, mentoring, and digital programs designed to equip you with knowledge and strategies for business growth. Your success depends on your individual effort, background, and market conditions. We make no guarantees regarding the results you will achieve. Any examples or case studies shared are for illustrative purposes only and do not represent typical outcomes. We do not provide legal, tax, or financial advice—please consult a qualified professional for such matters.